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Last update: 25 January 2020 | see more
552211: Credit or Loans Officer (Aus) / Finance Clerk (NZ)
Skill Level 3| Assessing Authority: N/A
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Visa Options
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State Eligibility
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State Eligibility Details
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DAMA
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ANZSCO Code
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Possible Visa Options
Visa Type Eligibility *Caveats Legislative Instrument MLTSSL STSOL ROL Visa Subclass 189 Skilled IndependentLIN 19/051 Visa Subclass 190 Skilled NominatedLIN 19/051 Visa Subclass 491 State/Territory nominatedLIN 19/051 Visa Subclass 491 Family SponsoredLIN 19/051 Visa Subclass 485 Graduate WorkLIN 19/051 Visa Subclass 482 TSS: Medium & Short termLIN 19/048 Visa Subclass 482 Labour Agreement - DAMAVisa Subclass 186 ENS: TRT & DELIN 19/049 Visa Subclass 187 RSMS: TRTLIN 19/047 Visa Subclass 494 SESR: Employer SponsoredLIN 19/219,
LIN 19/260Visa Subclass 407 Training: Enhance skillsLIN 19/050 *Caveats / Applicable circumstances:
No conditions apply
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State/Territory Eligibility Summary Table
State/Territory Nomination Visa Subclass 190 Visa Subclass 491 List ACT Australian Capital Territory NSW New South Wales NT Northern Territory QLD Queensland ('Offshore' list) SA South Australia TAS Tasmania Category 1 VIC Victoria WA Western Australia (General stream) Occupation MAY be eligible. Limitations and specific State requirements such as higher English, relevant work experience, suitable employment offer, etc. may apply. Occupation in the 'Supplementary Skilled List', 'Special Conditions Apply' or 'Currently not available for state nomination' Occupation NOT on relevant 'State Occupation List', or 'Closed' status; but MAY still be eligible if you meet the requirements Occupation MAY be eligible for 190 nomination under specific circumstances Occupation MAY NOT be eligible -
State/Territory Eligibility Details
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DAMA - Designated Area Migration Agreement
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552211: Credit or Loans Officer (Aus) / Finance Clerk (NZ)
Description
Analyses, evaluates and processes credit and loan applications. May work in a call centre.
Skill Level 3
Occupations at Skill Level 3 have a level of skill commensurate with one of the following:
- NZ Register Level 4 qualification
- AQF Certificate IV or
- AQF Certificate III including at least two years of on-the-job training.
At least three years of relevant experience may substitute for the formal qualifications listed above. In some instances relevant experience and/or on-the-job training may be required in addition to the formal qualification.-
Assessing Authority
- Alternative Titles
- Lending Consultant
- Loans Consultant
- Loans Officer
Alternative titles are any commonly used alternative title (or titles) for the occupation. These alternative titles have the same meaning as the principal title but may be less commonly used.
Unit Group 5522: Credit and Loans Officers (Aus) Finance Clerks (NZ)
Description
Analyse, evaluate and process credit and loan applications.
Indicative Skill Level
Most occupations in this unit group have a level of skill commensurate with the qualifications and experience outlined below.
In Australia:
AQF Certificate III including at least two years of on-the-job training, or AQF Certificate IV or at least three years of relevant experience (ANZSCO Skill Level 3)
In New Zealand:
NZQF Level 4 qualification, or at least three years of relevant experience (ANZSCO Skill Level 3)
In some instances relevant experience and/or on-the-job training may be required in addition to the formal qualification.- Tasks
- Analysing information about customers and examining references, credit ratings, investment risks, pay slips and other information against predetermined policy standards
- Contacting financial and credit institutions to obtain information about customers
- Preparing papers setting out conditions of credit and loans, rates of repayment and loan periods, and providing information about customers' standing to financial and credit institutions
- Authorising the approval of credit and loan applications and recommending credit and loan conditions and limits
- Keeping records of payments, and preparing routine letters requesting payment for overdue accounts and forwarding these for legal action
- Answering inquiries concerning credit standing of customers, loan balances and penalties
- May recommend, approve and arrange mortgages
- May work in a call centre
- Occupation ceilings program year 2019-2020
- Average Weekly / Annual Earnings 2018
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Australian Bureau of Statistics, 2013, ANZSCO - Australian and New Zealand Standard Classification of Occupations, 2013, Version 1.3, cat. no. 1220.0, https://www.abs.gov.au/ausstats/[email protected]/mf/1220.0
